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Terms & Conditions Privacy Policy

¹ If you are approved for a lease this is your estimated weekly lease payment. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. (We usually use the term "Lease.") Under your Lease, you can: (a) weekly, biweekly, or monthly payments or exercise an Early Purchase Option pursuant to your payment offer and some restrictions may apply in CA to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. If you are approved for a loan the weekly payment is only an estimate. Please review the actual terms in your loan agreement if you are approved. Your rates, terms and payment schedule are subject to approval pursuant to underwriting criteria and may vary by state. FlexShopper provides offers for Lease to Own Options, however, we do not make any loan or credit decisions and are not representative, brokers or agents for any Lenders.

² The Cash Price refers to the total amount required to purchase a product or service in full at the time of the transaction, without financing, installment payments, or deferred payment options. It represents the immediate purchase price before any additional costs associated with credit, financing, or installment plans.

³ If approved by FlexShopper, you can exercise FlexShopper's 90 day same as cash option. After 90 days, you also have an Early Purchase Option that allows you to own item(s) for less. The 90-day Early Purchase Option (EPO) cost more than the retailer’s cash price, that is greater of $50 or 10% of the cash price, see your Lease Agreement for details. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. If approved by another payment option provider, please refer to the terms and conditions of your agreement.

⁵ Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with not so perfect credit get goods they want through a payment offer that works for you.

⁷ An initial payment or security deposit and/or payment may be required before fulfillment.

⁹ All lease/loan decisions and rates and terms are subject to approval pursuant to underwriting criteria related to the applicant’s credit quality. Rates and terms may also vary depending upon the state where you reside.

¹⁰ Please note that while items may be available for same-day or next-day in-store pickup, others may require additional time for shipping to the store. If you do not receive a pickup notification within1-2 business days, your item may be in transit. This could result in a 2-4 business day delay before your order is available for pickup.

* Promo subject to change. Terms and conditions apply.

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